Before discovering this gold mine, I found SikaPurse, a Ghanaian instant mobile loan app. Still, after reading the positive reviews for WohiaSika’s app, I decided to try it.
Fido was the top Fintech/Mobile Loan app in Ghana before the Wohiasika App was discovered. It had many favourable ratings under its app on the Google Play Store, and I suggested the Fido Loan App because it was the fastest Mobile Loan App in Ghana at the time.
How To Apply For A Loan From Wohiasika?
A WohiaSika loan application is easy to complete. The steps listed below should be followed to get a loan. Installing the WohiaSika Loan mobile app is required before the loan can be instantly deposited into your account.
- Open the WohiaSika mobile application on your smartphone.
Creating a Wohiasika app account; - Click “request for funds” on the WohiaSika Loan mobile application.
- Fill out the loan application in the APP with your personal and mobile money account information to apply.
- After providing the necessary details, receive your money immediately. Pay back on time to receive a larger loan amount the following time.
- WohiaSika Loan: Get An Instant GHS 1000 Loans On Your Phone 2022 for more information.
How To Install WohiaSika App?
You must use their loan app to apply before you can apply for the WohiaSika Loan. How to install the WohiaSika app is as follows:
- The WohiaSika App must first be installed. After downloading and installing the app on your Android device, run it.
- Specifically the Google Playstore. Search for WohiaSika.
- It will open the Google Play page for the WohiaSika Loan Mobile app. “Install” should be chosen.
- Give the needed permissions to begin the download.
What Is The Maximum And Minimum Amount of WohiaSika Loans?
You should know the minimum and maximum loan amount the lender is willing to grant before applying for any loan type. You can use this to determine whether a loan of this kind will fit your financial demands. You can borrow up to GH5,000 through WohiaSika Loans, with a minimum loan amount of GH100. However, new borrowers only qualify for 100–200 cedis when they first apply.
What Is Their Loan Term?
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A loan term is a component of any loan. You should be aware of the terms of the loan you are applying for as a result. WohiaSika Loan terms range from 91 to 365 days.
- A loan between GHS 1,000 and GHS 5,000 is available.
GHS 1,000 to GHS 5,000 is the loan amount.
91-365 day loan term - Interest on loans ranges from 10.95% to 22.31% annually.
- Service rate: between 0% and 1%
- For instance:
- A loan of GHS 5,000 with a duration of 100 days, an annual interest rate of 10.95%, and a service rate of 0 is available.
- Because of this, the daily interest rate is 10.95%/365, or 0.03%, the interest for 100 days is 5,000 times 10.95%/365, or 150, and the total repayment is 5,000 plus 150, or 5,150.
What Are The Benefits of WohiaSika Loans?
There are several advantages to borrowing money from them as a borrower. They consist of the following:
- Simply complete WohiaSika’s online loan application to receive the loan limit.
- Your data is protected. No sharing with outsiders.
- WohiaSika doesn’t need any security.
- You can get the loan limit by only completing their online loan application.
- Nothing needs to be done in writing; everything may be done through their smartphone app.
- You can get a loan granted immediately if you satisfy all of their standards.
WohiaSika Loans Contact Us
- Email: wohiasika@gmail.com or phone: + 233 20 163 3088 for additional details, material, or recommendations
- Please add 154 Fanofa Street, Kokomlemle, Accra.
